The day you have been waiting for. We transfer the balance of money to the seller, draw down funds on your new mortgage and discharge any on your old mortgage. We deal with any stamp duty payable to the HMRC and pay your estate agent (where instructed). We then arrange for the legal documentation to be sent to the Land Registry to transfer the ownership to you and tie up any final administration issues. We will finally let the Estate Agent know ……you can have the keys ……